ECash Direct Credit Card Deposit

You can deposit funds to your ECash Direct account quickly and easily by debit or credit card. The entire transaction is processed online. We accept Visa, MasterCard, Visa Electron, Visa Delta, Solo, Maestro and Laser cards.

Before you can Deposit by Credit Card

If you have already registered your credit card, you are ready to deposit funds. If not, you need to register your credit card.

Depositing Funds by Credit Card
  1. In the ECash Direct screen click the Deposit button.
  2. Choose By Credit Card or Debit/Credit Card from the Deposit Method drop-down box.
  3. Enter the amount you wish to deposit in the Amount box.
  4. Click the Proceed button.
  5. In the Confirmation screen, click the Confirm button to complete the transaction.

Transactions are generally completed within one minute of being entered. The deposited funds are available for use immediately. There is no fee for using this service.

As an added security measure, only a part of your credit card number is displayed to allow you to review and verify the actual card being used to make the deposit.

Deposit Limits

Current deposit limits are displayed within the Transaction Terms Summary in ECash Direct Credit Card Deposit screen.

If you would like to increase your credit card deposit limit please send a blank e-mail message to credit.request@ecashdirect.net. Specific instructions will be forwarded to your e-mail address.

Deposit limits are calculated based on:

This rule applies whether you have:

Important: Before registering a new credit card for the same ECash Direct account, the balance in the account must be zero.

Deposit / Withdrawal Sequence

For Visa and MasterCard refund/credit restrictions, please click here.

Funds deposited to your ECash Direct account by more than one credit card will be withdrawn to the appropriate credit card in the reverse sequence that the funds were deposited. So if you deposit funds by using your Visa Card A and then your Visa Card B, when you withdraw the funds, they will be refunded to your Visa Card B first, followed by Visa Card A. You may obtain additional information on your withdrawal limits here.

Multiple Credit Cards

If you plan to use more than one credit card to deposit funds into your ECash Direct account, you should remember to draw down the balance within the account to zero first before attempting to register the next card. You can do this by using any remaining funds within the account or withdrawing any remaining funds to the original credit card. This is important because, funds deposited to your ECash Direct account by credit card may not be withdrawn by any other means until the amount of the original deposit has been refunded. This is another safeguard that has been implemented. If you deposit funds to your ECash Direct account by credit card and you would like to withdraw funds from your account, you must first withdraw these funds by credit card - only after this point can other methods of withdrawal be requested. Even if you deposit money by credit card and then used this money entirely, you will still need to withdraw the amount deposited to the credit card, at a later time, before withdrawing by any other method. This applies across all ECash Direct accounts that have had the same credit card registered and does not have a time limit. Once you have withdrawn the original amount by credit card you are allowed to withdraw additional funds by cheque.

Transaction Reporting

It is important to keep a record of all of your credit card deposits. To help you maintain these records you should be aware that your credit card deposits are recorded and reported on your credit card statement and your ECash Direct statement.

Credit card deposit transactions are normally displayed on your credit card statement as from ECash Direct. The toll-free telephone number is displayed along with the name of the company.

Credit card deposit transactions are displayed on your ECash Direct statement as CCD.

Currency Conversion

For Credit/Debit Cards, we provide you with the option of paying in your own currency.

We provide a competitive exchange rate, presented upfront in the payment method interface. Should you choose to pursue this service, the transaction will be processed on your payment method immediately using the exchange rate provided. In case you would like the payment provider to perform the currency exchange for you, the transaction will be posted to your card when processed by your issuing bank while the exchange rate and any additional fees will be determined by your issuing bank.